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Tag Archives: Loan
Eight Tips to Save for your Down Payment
Buying a home is an extremely smart financial decision; it can create equity, credit, pride and responsibility. To buy a home, you will need a down payment. Here are eight tips to help you save money and stick to it.Here …
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It Never Hurts to Get a Second Opinion
Much like a major medical procedure, getting financing for a home purchase is a major financial decision. We always urge home buyers to get a second opinion on their home loan. This type of Mortgage Check-Up ensures that you’re getting …
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Resource Video: Buyer Edition
Your debt-to-income ratio is one way that lenders measure your ability to manage the monthly payments you’ll need to make to repay the money they intend to lend you. This informational video provides key points on how this ratio is …
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Serious About Buying a Home? Get Pre-Approved!
Right now we are in the midst of a serious sellers market. What this entails is that there are more buyers in the market than homes available to buy.Freddie Mac explains the advantages of pre-approval on their website, “It’s highly …
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Before You Buy a House, Know What You Want vs. Need
Searching for a home is easier than ever with Shorewest.com. Our enhanced website provides unparalleled access to homes by interactive map, MLS number, school district and more. With all of these endless options it is important to know what you …
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What Can You Expect for Closing Costs?
First of all what are closing costs? Closing costs are the fees paid to third parties that helped facilitate the sale of the home. You can estimate that the closing costs will typically total two to seven percent of the …
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Get your Pre-Approval Now!
Lenders are packaging pre-approvals in many different ways today. Some are using rockets, colored buttons, fancy names and clever animation. I believe consumers are better off armed with more facts and less flash…after all, the real issue is, can you get …
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Five Loan Worries for Buyers
While 30% of buyers today are paying cash, 70% are using a mortgage to purchase their new home. Even with a good pre approval, buyers still worry about getting to the closing table. Here are the top five worries buyers …
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